FincaFresh Kenya

How FincaFresh works

The buyer pays before you harvest. You are paid after you deliver. Every step is on record, so nobody has to take anyone's word for it.

Open FincaFresh

For farmers

  1. List what you haveAdd your produce, quantity and price. It takes about a minute.
  2. A buyer orders and pays firstThe buyer pays through M-Pesa. The money is held for your order before you harvest, so you never harvest on a promise.
  3. Harvest and hand overDeliver the produce, or the buyer collects it using a one-time collection code.
  4. See the gradingThe produce is checked and graded on arrival. You have 12 hours to accept it or raise a dispute.
  5. Get paid to M-PesaOnce you accept, payment goes to your M-Pesa. If you do not respond within 12 hours, payment is released to you automatically.

For buyers

  1. Find produceBrowse what farmers have listed and order directly from them.
  2. Pay through M-PesaYour payment is held for that order. The farmer knows the money is there and harvests for you.
  3. Receive or collectTake delivery, or collect with your one-time code.
  4. Check on arrivalThe quantity and quality received are recorded and become part of the order history.

When something goes wrong

If a farmer disagrees with the grading, they raise a dispute instead of accepting. The record made at the farm and the record made by the buyer are compared, and the evidence decides, not whoever shouts loudest.

Every step of an order is kept in a tamper-evident record (a SHA-256 hash chain). If an entry is changed later, the change shows.

How we protect you

Money before the harvest

No order goes ahead until the buyer's M-Pesa payment has arrived.

Checked business partners

Aggregators, exporters, transporters and input suppliers submit identity and business documents, which we review before they can trade.

Safe payout details

A change to where you get paid takes a few hours to take effect, and you are alerted, so a stolen login cannot quietly redirect your money.

Fees, upfront

Fees are shown in your account before you confirm any order. No surprises after delivery.

Common questions

Who runs FincaFresh Kenya?

FincaFresh Kenya is operated by FincaFresh Holdings Ltd, a private limited company registered in Kenya, at Watersys Plaza, Biashara Street, Nairobi.

Is it related to other businesses called Fincafresh?

No. FincaFresh Kenya (fincafresh.co.ke) is not related to businesses with similar names in other countries.

How do I pay or get paid?

Through M-Pesa.

How do I start?

Open fincafresh.co.ke and create a free account as a farmer or a buyer.